Maintaining Good Credit

Written By: Jen Pieson Creating and keeping good credit is something at which you have to work.  There are many ways to make sure that your credit is the best it can be, but even when you attain a good credit score, the work does not end there; maintaining good credit...

“Think Tax” – 2013 Tax Highlights

Each year I receive a Christmas card from one of my favorite tax professors, Professor Barcal. Although some of you might think that discussing tax cases and regulations could get a little dull, this was never the case in his class. Tax even infiltrated into his...

Risk Management in Your Personal Financial Plan

Risk is a fact of life. We might not like it, but it’s not going away. There are two types of risk: Pure Risk: We can only lose if an event occurs; for example, the risk of a flood doing damage to your house in any given year. Either the house is damaged by flood, or...

The New Normal on Mortgages

Written by: Tom Gates The use of a mortgage debt is critical to the acquisition and financing of a primary or secondary home, and in certain cases, investment real estate. The mortgage world has changed a great deal since 2008: historically low interest rates,...