Elissa Wurf, PhD, CFP®, CPA

As a Financial Planning Analyst, I assist clients with the development and implementation of comprehensive financial plans.

• Bachelor of Arts in Psychology, University of California Los Angeles
• PhD in Psychology, University of Michigan
• Post Bachelor of Arts, Certificate in Accounting, Muhlenberg College
• Certified Financial Planner™
• Certified Public Accountant
• Enrolled Agent

• American Institute of CPAs (AICPA)
• Pennsylvania Society of Tax and Account Professionals (PSTAP)
• National Association of Personal Financial Advisors (NAPFA)

A career highlight is the first time (of several) that I discovered the power of using strategic Social Security planning for married couples. By analyzing the ages at which the spouses collected their own benefit and their spousal benefit (which are different concepts), we were able to recommend a strategy to a couple that enabled them to collect over $40,000 in additional benefits from Social Security merely by changing the timing of their claims. At Agili, we look at claiming strategies both in terms of the amount one collects from the government as well as the effect of this additional income on the projected annual cash flow during retirement.

As a Financial Planning Analyst, I assist clients with the development and implementation of comprehensive financial plans. I am currently pursuing the CERTIFIED FINANCIAL PLANNER™ designation.

• Bachelor of Arts in Psychology, University of California Los Angeles
• PhD in Psychology, University of Michigan
• Post Bachelor of Arts, Certificate in Accounting, Muhlenberg College
• Certified Public Accountant
• Enrolled Agent

• American Institute of CPAs (AICPA)
• Pennsylvania Society of Tax and Account Professionals (PSTAP)
• National Association of Personal Financial Advisors (NAPFA)

A career highlight is the first time (of several) that I discovered the power of using strategic Social Security planning for married couples. By analyzing the ages at which the spouses collected their own benefit and their spousal benefit (which are different concepts), we were able to recommend a strategy to a couple that enabled them to collect over $40,000 in additional benefits from Social Security merely by changing the timing of their claims. At Agili, we look at claiming strategies both in terms of the amount one collects from the government as well as the effect of this additional income on the projected annual cash flow during retirement.