In this interview for Financial Planning magazine on navigating the Medicare maze, Sarah Caine shares valuable healthcare planning insights. Sarah reminds us that missing Medicare deadlines can result in losing certain rights, such as Medigap’s guaranteed issue right, which requires insurance companies to offer certain policies – even for those with pre-existing conditions.
In this opinion column for the Richmond Times Dispatch, Michael Joyce states that he believes tariffs are a blunt economic weapon and essentially a tax on consumers. He also delineates the negative impacts of the newest tariffs on Chinese exports to the US, including stock market volatility, economic uncertainty and reduced opportunities for America’s farmers.
In this informative article for Kiplinger on maximizing Social Security benefits, Sarah Caine offers her strategies for single, widowed and divorced individuals who are approaching the age when they will begin to claim benefits. The article provides valuable recommendations for many others as well.
Not all retirees want to live a life of leisure. In fact, more and more seniors are choosing to start a second career. In this article for Lehigh Valley Business, Agili COO, Cindy Joyce, and Financial Planning Analyst, Jennifer Pieson, discuss important financial planning steps to take before embarking on that second act.
For those lucky enough to experience a sudden wealth event such as selling a business, gaining access to deferred compensation or receiving a large stock award, Michael Joyce shares his best financial planning advice in a recent article for Lehigh Valley Business. Michael suggests ideas for structuring the sale of the business and organizing one’s financial world appropriately before receiving executive awards so as to reduce taxes owed.
In this op-ed for Virginia Business, Jamie encourages parents to open a 529 account as early as possible to take advantage of compound growth and tax savings. Saving for college can seem daunting, but even small contributions can make a real difference.
In this recent interview with Rachel DePompa of NBC12, Michael Joyce says that the best way to avoid credit card debt is to “sleep on it” to avoid making impulse purchases! Other tips include: Set a strict budget, keep track of expenditures and pay off credit cards monthly to avoid interest.
Michael Joyce and Jen Pieson Discuss Instilling a Savings Ethic in Children to Prepare for Life’s Emergencies
Being a great saver is the key to being prepared for life’s emergencies. But how do we instill this savings ethic in our children? Michael Joyce and Jen Pieson sat down with Nancy Werteen of WFMZ to discuss how to encourage saving over a lifetime – to avoid being caught off-guard by one of life’s setbacks.
Jamie Malone was recently interviewed by SavingforCollege.com and advises parents and family members to invest early in 529 college savings accounts to take advantage of the power of compound interest, to establish an account in one’s own name, and to invest more conservatively for older children.
In this interview with Rachel DePompa of Richmond’s NBC12, Michael Joyce shares tips for saving and planning for life’s biggest celebrations such as weddings and bar mitzvahs: Save early, regularly and avoid risk.
In this interview with Rachel DePompa of NBC12, Michael Joyce shares his recommendations for using Venmo, PayPal and Zelle safely. Agili would be happy to provide you with security suggestions for all of your financial accounts.
Cindy Joyce shares her thoughts on using client surveys to engage with clients in this article for Financial Advisor online. She tells business peers that using client feedback to guide client service initiatives ultimately builds trust between a financial advisory firm and its clients.
In his article for Lehigh Valley Business, Michael Joyce encourages investors to look beyond standard, low-cost investments like mutual funds and ETFs to less-traditional options such as commercial paper, hedge funds and REITs. Contact us for more information about diversifying portfolios during market volatility.
Lehigh Valley Business published Carrie Fellon’s article about navigating the maze of college and university financial aid. Carrie delves into the differences in how private college and public university financial aid awards are calculated.
The Richmond Times-Dispatch interviewed President, Michael Joyce, about the challenges presented by the 2017 tax overhaul. Michael provides his insights into the 2017 Tax Cuts and Jobs Act and offers valuable tax-planning advice.
Lehigh Valley Business just published Marilee Falco’s helpful insights into choosing the best bank or credit card for your small business. According to Marilee, identifying a business’s most pressing financial need is the first step in making that decision.
Our Portfolio/Investment Administrator, Nigel Williams, had a conversation with Jonathan Spiers of Richmond BizSense about pursuing a finance career and giving back while being an active free agent in the NFL.
Lehigh Valley Business recently published an article by Michael Joyce in which he urged small business owners who might be behind on retirement savings to consider offering a cash balance plan since they have significantly higher contribution limits than traditional 401k’s.
Cataract and Refractive Surgery Today published an article by Michael Joyce and Jamie Malone about how offering cash balance plans and investing in medical office buildings can benefit ophthalmologists. Read their insights on retirement savings and alternative investments here.
In Michael Joyce’s final conversation with Rachel DePompa of NBC12, he suggests ideas for teaching children savings habits. This was the final installment in a series of videos about financial planning. Look for more conversations between Michael and Rachel DePompa in the future.