Credit Ratings Explained

Written By: Conor Clark, CFA   CREDIT RATINGS VS. CREDIT SCORES Most readers are likely familiar with credit scores. Based on a person’s history of borrowing and making timely repayments (or not), a credit score is a measure of an individual’s credit worthiness....

The Importance of the Due Diligence Questionnaire

Written by:  Steve Luchko At times, the database and ranking system created by Morningstar, an investment research company often relied on by both retail investors and institutional investors alike, is imprecise in describing the philosophy of a mutual fund or...

HSAs

Written By: Jen Pieson In the past few years we’ve seen a significant increase in the number of Health Savings Accounts offered to our clients. HSAs used to be fairly unusual, but now they are popping up left and right at benefits enrollment time. Are HSAs a good...

Market Commentary 12.18.18

Written by:  Michael Joyce, CFA, CFP® You may have noticed news over the past couple of weeks that all major stock market indices have neared “correction” territory (that is, they are down 10% or more from their recent peak).  Recent news also reported that...

Open Enrollment Considerations

Written By: Marilee Falco and Adrienne Martin It is that time of year again!  Open enrollment season is upon us – that is, the limited period each year when employees are able to make changes to the benefits they receive from their employer.  Your JPP financial...

Can I Contribute to a Roth IRA?

Written by:  Davis Barry   If I am not currently employed can I contribute to a Roth IRA?   Yes, there are a few instances where you may contribute to a Roth IRA even when you are not currently employed.  Those include:   You have earned income from earlier in the...