Is Refinancing Always the Best Option?

Everywhere you turn, people are looking at refinancing. Let’s face it, the rates are so low — it’s tempting. But is it really the best idea for you? What Matters Is the Interest that Will Be Paid Over the Course of the Loan! Refinancing may not always be the...

Savings Should Be Top Goal During Pandemic

Saving money should be a top priority as the pandemic rolls on, Michael Joyce told Rachel DePompa of NBC12. He recommends taking care of savings first (both emergency and retirement savings) before purchasing a “want” and not a “need”. Save...

Teaching Kids Personal Finance Through Games

It’s important to teach kids personal finance lessons at home – early and often, says Agili’s Michael Joyce. In this interview with NBC 12’s Rachel DePompa, Michael says that children may learn about money and budgeting in school, but they...

Factors to Consider Before a Roth Conversion

Michael Joyce spoke with Money Magazine about what investors should consider before a Roth conversion. It’s not only important to decide whether or not you’ll convert, but also how much you’ll convert. There are important tax implications to consider. If you’re...

Invest More in 401ks During a Down Market

Despite recent market uncertainty and volatility, Cindy Joyce tells Business 2 Community that business owners and employees who have the ability to invest in their 401k plans now will see major upside in the long term. By establishing or enhancing 401k plan offerings,...